Professional Insurance
Services in New York
Protecting what matters most with comprehensive insurance solutions
As a licensed NY insurance agent, we provide personalized insurance solutions for auto, home, renters, and commercial coverage. We work with multiple A-rated carriers to find you the best protection at competitive rates.
Insurance Products We Offer
Comprehensive insurance solutions for individuals and families in New York
Auto Insurance
New York State required auto insurance with competitive rates for all drivers.
- NY State minimum requirements met
- Multi-car discounts available
- Good driver discounts
- SR-22 filings available
- 24/7 claims assistance
- Rental car coverage options
Homeowners Insurance
Protect your home and belongings with comprehensive homeowners insurance.
- Coverage for house structure
- Personal property protection
- Liability coverage included
- Additional living expenses
- Medical payments coverage
- Home business coverage available
Renters Insurance
Affordable protection for your belongings in rental apartments.
- Protects personal belongings
- Covers theft, fire, water damage
- Liability protection included
- Affordable monthly payments
- Required by many landlords
- Roommate coverage available
Commercial Insurance
Business insurance solutions for small businesses and contractors.
- General liability coverage
- Commercial auto insurance
- Workers' compensation
- Professional liability
- Business property insurance
- Business interruption coverage
Get a Quick Insurance Quote
Fill out this form for a preliminary quote. We'll contact you with detailed options.
Thank You!
Your quote request has been received. We'll contact you within 24 hours with personalized insurance options.
Next Steps:
- We'll call you to discuss your specific needs
- Get quotes from multiple A-rated carriers
- Review coverage options together
- Help you choose the best policy
For immediate assistance, call us at (212) 671-2499
Insurance Carriers We Work With
We're independent agents representing multiple A-rated insurance companies
As independent agents, we work with multiple A-rated insurance carriers to find you the best coverage at the most competitive rate. We're not tied to any single company, so we can shop around on your behalf.
Insurance Frequently Asked Questions
Common questions about insurance in New York State
New York State requires minimum liability coverage of:
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
- $10,000 for property damage
- $50,000 for Personal Injury Protection (PIP)
- Uninsured Motorist coverage equal to liability limits
These are minimums - we often recommend higher limits for better protection.
💡 Our Recommendation:
Consider increasing your limits to $100,000/$300,000 for better protection. The cost difference is often minimal compared to the increased coverage.
Auto insurance rates in New York vary based on many factors:
- Driving record (accidents, violations)
- Age and experience of drivers
- Type of vehicle (make, model, year)
- Location (ZIP code)
- Coverage limits and deductibles
- Credit history (in most cases)
On average, New Yorkers pay $1,500-$2,500 annually for full coverage. We can help you find discounts to lower your rate.
Yes! Your landlord's insurance only covers the building structure, not your personal belongings. If there's a fire, theft, or water damage, your furniture, electronics, clothing, and other possessions are not covered by your landlord's policy. Renters insurance also provides liability coverage if someone is injured in your apartment.
Many landlords now require tenants to carry renters insurance as part of the lease agreement.
📋 Typical Renters Insurance Cost:
Renters insurance in NYC typically costs $150-$300 per year for $30,000 in personal property coverage and $100,000 in liability coverage.
Common discounts we can help you qualify for include:
Save up to 25% by bundling auto + home
Clean driving record discount
Anti-theft, airbags, etc.
Autopay, paperless, pay-in-full
If you need to file a claim:
- Contact us immediately at (212) 671-2499
- We'll guide you through the process and report the claim to your insurance company
- Document the damage with photos
- Get repair estimates if applicable
- Keep records of all related expenses
We'll advocate for you throughout the claims process to ensure fair treatment and prompt payment.
📞 24/7 Claims Support:
We provide emergency claims assistance outside business hours. Call us anytime for help with urgent insurance claims.
Get Protected Today
Don't wait until it's too late. Get proper insurance coverage for peace of mind.